My review on TopCashBack, Is It Legit Or Scam?

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Overall Ranking: 7 out of 10
Price: free
Owners: Oliver Ragg and Mike Tomkins


TopCashBack started on 2005 in the UK to help others get money back on everyday purchases. They are similar to Quidco in that they have a list of companies willing to get you a deal on products sold. Check out my review on Quidco.

The one thing that sets TopCashBack from any other cashback companies, they fund their expenditure through advertising alone. So they don’t take any commissions off of what you buy. So the chances of getting your money back are good.

When signing up you will need to provide them with an email address, at which point you will get a confirmation email that you click and authorize. You find something you want, then click the red Get Cash Back button.

A note of caution, since they originate from the UK, most of the pricing is in their currency. So you will need to convert, they don’t have a converter onsite. Cash out with America Express because they will give you an extra 3% incentive to use their service. No brainer there.

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  • Highest cash back available
  • Range of options for being paid
  • Top ups can increase cash back to 110%
  • Easy to set up and manage
  • Over 2000 retailers and counting


  • Can take a while to get paid
  • Some companies do not take part in such schemes.
  • Can be confusing to work out the best deal especially when there are different cashback amount across a range of merchants


For those casual shoppers looking for a way to get money back from what they already buy. TopCashBack as the most name brands that work with them.


Click the help button on top and you will see a list of Frequently Ask Questions that will help you in finding what you are looking for. If you still can’t find it, there is a link below that lets you submit a ticket to them.


To sign up is free, the only thing you might pay for is what ever you buy.


TopCashBack is a great way to find deals that you wouldn’t find anywhere else, it is a great shopping bag tool.

If you want to learn how to build a business Online, check out my review on Wealthy Affiliate.

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4 thoughts on “My review on TopCashBack, Is It Legit Or Scam?”

  1. Anything free and legit that can save my money catches my attention 🙂
    I’ve never used a cash back system in the past yet now that I’m reading this post, I think it’s a great idea.
    I will absolutely join it and see how it works for me.
    Just one question:
    Is the money I will get back from my purchases available as CASH or is it available as CREDIT for future shops?

  2. Thanks for your great article. As a starter its hard to know where to begin. And then that’s the danger of scams. I think making money online is hard work and dedication.If there’s a course that pushes you in the right direction then thats a great way to save time.

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